City vs city
Elsmere vs Independence, KY
Elsmere currently scores 6 points higher overall than Independence, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Elsmere: 37/100 · Independence: 31/100
Elsmere is 6 points higher.
Flood
Elsmere: 34/100 · Independence: 41/100
Independence is 7 points higher.
Elsmere: FEMA NFHL flood zones: 2 features intersect this tile.
Independence: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Elsmere: 14/100 · Independence: 15/100
Independence is 1 points higher.
Elsmere: Wind exposure derived from ingested design wind / climatology tiles.
Independence: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Elsmere: 48/100 · Independence: 47/100
Elsmere is 1 points higher.
Elsmere: Lightning exposure derived from ingested climatology tiles.
Independence: Lightning exposure derived from ingested climatology tiles.
Tornado
Elsmere: 27/100 · Independence: 27/100
No gap.
Elsmere: Tornado risk derived from NOAA SPC historical reports.
Independence: Tornado risk derived from NOAA SPC historical reports.
Hail
Elsmere: 79/100 · Independence: 52/100
Elsmere is 27 points higher.
Elsmere: Hail risk derived from NOAA SPC historical reports.
Independence: Hail risk derived from NOAA SPC historical reports.
Storm surge
Elsmere: Unavailable · Independence: Unavailable
A score difference cannot be calculated without both sources.
Elsmere: Storm surge model is not available for this location yet.
Independence: Storm surge model is not available for this location yet.
Wildfire
Elsmere: 22/100 · Independence: 4/100
Elsmere is 18 points higher.
Elsmere: Wildfire exposure derived from ingested fire potential tiles.
Independence: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Elsmere: 34/100 · Independence: 33/100
Elsmere is 1 points higher.
Elsmere: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Independence: Air quality signal derived from the latest EPA AirNow combined AQI grid.