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City vs city

Elsmere vs Georgetown, KY

Elsmere currently scores 2 points higher overall than Georgetown, with the largest gap in lightning.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Elsmere

37/100

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Georgetown

35/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Elsmere: 37/100 · Georgetown: 35/100

Elsmere is 2 points higher.

Flood

Elsmere: 34/100 · Georgetown: 40/100

Georgetown is 6 points higher.

Elsmere: FEMA NFHL flood zones: 2 features intersect this tile.

Georgetown: FEMA NFHL flood zones: 4 features intersect this tile.

Wind

Elsmere: 14/100 · Georgetown: 14/100

No gap.

Elsmere: Wind exposure derived from ingested design wind / climatology tiles.

Georgetown: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Elsmere: 48/100 · Georgetown: 33/100

Elsmere is 15 points higher.

Elsmere: Lightning exposure derived from ingested climatology tiles.

Georgetown: Lightning exposure derived from ingested climatology tiles.

Tornado

Elsmere: 27/100 · Georgetown: 42/100

Georgetown is 15 points higher.

Elsmere: Tornado risk derived from NOAA SPC historical reports.

Georgetown: Tornado risk derived from NOAA SPC historical reports.

Hail

Elsmere: 79/100 · Georgetown: 72/100

Elsmere is 7 points higher.

Elsmere: Hail risk derived from NOAA SPC historical reports.

Georgetown: Hail risk derived from NOAA SPC historical reports.

Storm surge

Elsmere: Unavailable · Georgetown: Unavailable

A score difference cannot be calculated without both sources.

Elsmere: Storm surge model is not available for this location yet.

Georgetown: Storm surge model is not available for this location yet.

Wildfire

Elsmere: 22/100 · Georgetown: 12/100

Elsmere is 10 points higher.

Elsmere: Wildfire exposure derived from ingested fire potential tiles.

Georgetown: Wildfire exposure derived from ingested fire potential tiles.

Current air quality

Elsmere: 34/100 · Georgetown: 31/100

Elsmere is 3 points higher.

Elsmere: Air quality signal derived from the latest EPA AirNow combined AQI grid.

Georgetown: Air quality signal derived from the latest EPA AirNow combined AQI grid.