City vs city
Elk Creek vs Owensboro, KY
Owensboro currently scores 8 points higher overall than Elk Creek, with the largest gap in lightning.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Elk Creek: 26/100 · Owensboro: 34/100
Owensboro is 8 points higher.
Flood
Elk Creek: 36/100 · Owensboro: 53/100
Owensboro is 17 points higher.
Elk Creek: FEMA NFHL flood zones: 5 features intersect this tile.
Owensboro: FEMA NFHL flood zones: 10 features intersect this tile.
Wind
Elk Creek: 14/100 · Owensboro: 14/100
No gap.
Elk Creek: Wind exposure derived from ingested design wind / climatology tiles.
Owensboro: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Elk Creek: 34/100 · Owensboro: 57/100
Owensboro is 23 points higher.
Elk Creek: Lightning exposure derived from ingested climatology tiles.
Owensboro: Lightning exposure derived from ingested climatology tiles.
Tornado
Elk Creek: 8/100 · Owensboro: 27/100
Owensboro is 19 points higher.
Elk Creek: Tornado risk derived from NOAA SPC historical reports.
Owensboro: Tornado risk derived from NOAA SPC historical reports.
Hail
Elk Creek: 37/100 · Owensboro: 19/100
Elk Creek is 18 points higher.
Elk Creek: Hail risk derived from NOAA SPC historical reports.
Owensboro: Hail risk derived from NOAA SPC historical reports.
Storm surge
Elk Creek: Unavailable · Owensboro: Unavailable
A score difference cannot be calculated without both sources.
Elk Creek: Storm surge model is not available for this location yet.
Owensboro: Storm surge model is not available for this location yet.
Wildfire
Elk Creek: 21/100 · Owensboro: 37/100
Owensboro is 16 points higher.
Elk Creek: Wildfire exposure derived from ingested fire potential tiles.
Owensboro: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Elk Creek: 31/100 · Owensboro: 34/100
Owensboro is 3 points higher.
Elk Creek: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Owensboro: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.