City vs city
Covington vs Lancaster, KY
Covington currently scores 4 points higher overall than Lancaster, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Covington: 33/100 · Lancaster: 29/100
Covington is 4 points higher.
Flood
Covington: 14/100 · Lancaster: 41/100
Lancaster is 27 points higher.
Covington: FEMA NFHL flood zones: 3 features intersect this tile.
Lancaster: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Covington: 15/100 · Lancaster: 14/100
Covington is 1 points higher.
Covington: Wind exposure derived from ingested design wind / climatology tiles.
Lancaster: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Covington: 50/100 · Lancaster: 45/100
Covington is 5 points higher.
Covington: Lightning exposure derived from ingested climatology tiles.
Lancaster: Lightning exposure derived from ingested climatology tiles.
Tornado
Covington: 8/100 · Lancaster: 4/100
Covington is 4 points higher.
Covington: Tornado risk derived from NOAA SPC historical reports.
Lancaster: Tornado risk derived from NOAA SPC historical reports.
Hail
Covington: 95/100 · Lancaster: 38/100
Covington is 57 points higher.
Covington: Hail risk derived from NOAA SPC historical reports.
Lancaster: Hail risk derived from NOAA SPC historical reports.
Storm surge
Covington: Unavailable · Lancaster: Unavailable
A score difference cannot be calculated without both sources.
Covington: Storm surge model is not available for this location yet.
Lancaster: Storm surge model is not available for this location yet.
Wildfire
Covington: 11/100 · Lancaster: 31/100
Lancaster is 20 points higher.
Covington: Wildfire exposure derived from ingested fire potential tiles.
Lancaster: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Covington: 36/100 · Lancaster: 31/100
Covington is 5 points higher.
Covington: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Lancaster: Air quality signal derived from the latest EPA AirNow combined AQI grid.