City vs city
Covington vs LaFayette, KY
Covington currently scores 6 points higher overall than LaFayette, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Covington: 33/100 · LaFayette: 27/100
Covington is 6 points higher.
Flood
Covington: 14/100 · LaFayette: 14/100
No gap.
Covington: FEMA NFHL flood zones: 3 features intersect this tile.
LaFayette: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Covington: 15/100 · LaFayette: 14/100
Covington is 1 points higher.
Covington: Wind exposure derived from ingested design wind / climatology tiles.
LaFayette: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Covington: 50/100 · LaFayette: 58/100
LaFayette is 8 points higher.
Covington: Lightning exposure derived from ingested climatology tiles.
LaFayette: Lightning exposure derived from ingested climatology tiles.
Tornado
Covington: 8/100 · LaFayette: 15/100
LaFayette is 7 points higher.
Covington: Tornado risk derived from NOAA SPC historical reports.
LaFayette: Tornado risk derived from NOAA SPC historical reports.
Hail
Covington: 95/100 · LaFayette: 11/100
Covington is 84 points higher.
Covington: Hail risk derived from NOAA SPC historical reports.
LaFayette: Hail risk derived from NOAA SPC historical reports.
Storm surge
Covington: Unavailable · LaFayette: Unavailable
A score difference cannot be calculated without both sources.
Covington: Storm surge model is not available for this location yet.
LaFayette: Storm surge model is not available for this location yet.
Wildfire
Covington: 11/100 · LaFayette: 43/100
LaFayette is 32 points higher.
Covington: Wildfire exposure derived from ingested fire potential tiles.
LaFayette: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Covington: 36/100 · LaFayette: 31/100
Covington is 5 points higher.
Covington: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
LaFayette: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.