City vs city
Covington vs Independence, KY
Covington currently scores 2 points higher overall than Independence, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Covington: 33/100 · Independence: 31/100
Covington is 2 points higher.
Flood
Covington: 14/100 · Independence: 41/100
Independence is 27 points higher.
Covington: FEMA NFHL flood zones: 3 features intersect this tile.
Independence: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Covington: 15/100 · Independence: 15/100
No gap.
Covington: Wind exposure derived from ingested design wind / climatology tiles.
Independence: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Covington: 50/100 · Independence: 47/100
Covington is 3 points higher.
Covington: Lightning exposure derived from ingested climatology tiles.
Independence: Lightning exposure derived from ingested climatology tiles.
Tornado
Covington: 8/100 · Independence: 27/100
Independence is 19 points higher.
Covington: Tornado risk derived from NOAA SPC historical reports.
Independence: Tornado risk derived from NOAA SPC historical reports.
Hail
Covington: 95/100 · Independence: 52/100
Covington is 43 points higher.
Covington: Hail risk derived from NOAA SPC historical reports.
Independence: Hail risk derived from NOAA SPC historical reports.
Storm surge
Covington: Unavailable · Independence: Unavailable
A score difference cannot be calculated without both sources.
Covington: Storm surge model is not available for this location yet.
Independence: Storm surge model is not available for this location yet.
Wildfire
Covington: 11/100 · Independence: 4/100
Covington is 7 points higher.
Covington: Wildfire exposure derived from ingested fire potential tiles.
Independence: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Covington: 36/100 · Independence: 33/100
Covington is 3 points higher.
Covington: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Independence: Air quality signal derived from the latest EPA AirNow combined AQI grid.