City vs city
Covington vs Fort Thomas, KY
Fort Thomas currently scores 3 points higher overall than Covington, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Covington: 33/100 · Fort Thomas: 36/100
Fort Thomas is 3 points higher.
Flood
Covington: 14/100 · Fort Thomas: 16/100
Fort Thomas is 2 points higher.
Covington: FEMA NFHL flood zones: 3 features intersect this tile.
Fort Thomas: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Covington: 15/100 · Fort Thomas: 15/100
No gap.
Covington: Wind exposure derived from ingested design wind / climatology tiles.
Fort Thomas: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Covington: 50/100 · Fort Thomas: 49/100
Covington is 1 points higher.
Covington: Lightning exposure derived from ingested climatology tiles.
Fort Thomas: Lightning exposure derived from ingested climatology tiles.
Tornado
Covington: 8/100 · Fort Thomas: 0/100
Covington is 8 points higher.
Covington: Tornado risk derived from NOAA SPC historical reports.
Fort Thomas: Tornado risk derived from NOAA SPC historical reports.
Hail
Covington: 95/100 · Fort Thomas: 100/100
Fort Thomas is 5 points higher.
Covington: Hail risk derived from NOAA SPC historical reports.
Fort Thomas: Hail risk derived from NOAA SPC historical reports.
Storm surge
Covington: Unavailable · Fort Thomas: Unavailable
A score difference cannot be calculated without both sources.
Covington: Storm surge model is not available for this location yet.
Fort Thomas: Storm surge model is not available for this location yet.
Wildfire
Covington: 11/100 · Fort Thomas: 2/100
Covington is 9 points higher.
Covington: Wildfire exposure derived from ingested fire potential tiles.
Fort Thomas: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Covington: 36/100 · Fort Thomas: 35/100
Covington is 1 points higher.
Covington: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Fort Thomas: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.