City vs city

Central City vs Morgantown, KY

Central City currently scores 6 points higher overall than Morgantown, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Central City

43/100

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Morgantown

37/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Central City: 43/100 · Morgantown: 37/100

Central City is 6 points higher.

Flood

Central City: 51/100 · Morgantown: 79/100

Morgantown is 28 points higher.

Central City: FEMA NFHL flood zones: 5 features intersect this tile.

Morgantown: FEMA NFHL flood zones: 12 features intersect this tile.

Wind

Central City: 14/100 · Morgantown: 14/100

No gap.

Central City: Wind exposure derived from ingested design wind / climatology tiles.

Morgantown: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Central City: 58/100 · Morgantown: 54/100

Central City is 4 points higher.

Central City: Lightning exposure derived from ingested climatology tiles.

Morgantown: Lightning exposure derived from ingested climatology tiles.

Tornado

Central City: 31/100 · Morgantown: 27/100

Central City is 4 points higher.

Central City: Tornado risk derived from NOAA SPC historical reports.

Morgantown: Tornado risk derived from NOAA SPC historical reports.

Hail

Central City: 70/100 · Morgantown: 27/100

Central City is 43 points higher.

Central City: Hail risk derived from NOAA SPC historical reports.

Morgantown: Hail risk derived from NOAA SPC historical reports.

Storm surge

Central City: Unavailable · Morgantown: Unavailable

A score difference cannot be calculated without both sources.

Central City: Storm surge model is not available for this location yet.

Morgantown: Storm surge model is not available for this location yet.

Wildfire

Central City: 47/100 · Morgantown: 26/100

Central City is 21 points higher.

Central City: Wildfire exposure derived from ingested fire potential tiles.

Morgantown: Wildfire exposure derived from ingested fire potential tiles.

Current air quality

Central City: 31/100 · Morgantown: 33/100

Morgantown is 2 points higher.

Central City: Air quality signal derived from the latest EPA AirNow combined AQI grid.

Morgantown: Air quality signal derived from the latest EPA AirNow combined AQI grid.