City vs city
Beaver Dam vs Owensboro, KY
Beaver Dam currently scores 8 points higher overall than Owensboro, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Beaver Dam: 42/100 · Owensboro: 34/100
Beaver Dam is 8 points higher.
Flood
Beaver Dam: 59/100 · Owensboro: 53/100
Beaver Dam is 6 points higher.
Beaver Dam: FEMA NFHL flood zones: 5 features intersect this tile.
Owensboro: FEMA NFHL flood zones: 10 features intersect this tile.
Wind
Beaver Dam: 14/100 · Owensboro: 14/100
No gap.
Beaver Dam: Wind exposure derived from ingested design wind / climatology tiles.
Owensboro: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Beaver Dam: 55/100 · Owensboro: 57/100
Owensboro is 2 points higher.
Beaver Dam: Lightning exposure derived from ingested climatology tiles.
Owensboro: Lightning exposure derived from ingested climatology tiles.
Tornado
Beaver Dam: 31/100 · Owensboro: 27/100
Beaver Dam is 4 points higher.
Beaver Dam: Tornado risk derived from NOAA SPC historical reports.
Owensboro: Tornado risk derived from NOAA SPC historical reports.
Hail
Beaver Dam: 56/100 · Owensboro: 19/100
Beaver Dam is 37 points higher.
Beaver Dam: Hail risk derived from NOAA SPC historical reports.
Owensboro: Hail risk derived from NOAA SPC historical reports.
Storm surge
Beaver Dam: Unavailable · Owensboro: Unavailable
A score difference cannot be calculated without both sources.
Beaver Dam: Storm surge model is not available for this location yet.
Owensboro: Storm surge model is not available for this location yet.
Wildfire
Beaver Dam: 45/100 · Owensboro: 37/100
Beaver Dam is 8 points higher.
Beaver Dam: Wildfire exposure derived from ingested fire potential tiles.
Owensboro: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Beaver Dam: 34/100 · Owensboro: 34/100
No gap.
Beaver Dam: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Owensboro: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.