City vs city
Albany vs Monticello, KY
Monticello currently scores 8 points higher overall than Albany, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Albany: 34/100 · Monticello: 42/100
Monticello is 8 points higher.
Flood
Albany: 15/100 · Monticello: 34/100
Monticello is 19 points higher.
Albany: FEMA NFHL flood zones: 6 features intersect this tile.
Monticello: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Albany: 14/100 · Monticello: 14/100
No gap.
Albany: Wind exposure derived from ingested design wind / climatology tiles.
Monticello: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Albany: 45/100 · Monticello: 44/100
Albany is 1 points higher.
Albany: Lightning exposure derived from ingested climatology tiles.
Monticello: Lightning exposure derived from ingested climatology tiles.
Tornado
Albany: 27/100 · Monticello: 0/100
Albany is 27 points higher.
Albany: Tornado risk derived from NOAA SPC historical reports.
Monticello: Tornado risk derived from NOAA SPC historical reports.
Hail
Albany: 65/100 · Monticello: 93/100
Monticello is 28 points higher.
Albany: Hail risk derived from NOAA SPC historical reports.
Monticello: Hail risk derived from NOAA SPC historical reports.
Storm surge
Albany: Unavailable · Monticello: Unavailable
A score difference cannot be calculated without both sources.
Albany: Storm surge model is not available for this location yet.
Monticello: Storm surge model is not available for this location yet.
Wildfire
Albany: 41/100 · Monticello: 33/100
Albany is 8 points higher.
Albany: Wildfire exposure derived from ingested fire potential tiles.
Monticello: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Albany: 32/100 · Monticello: 33/100
Monticello is 1 points higher.
Albany: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Monticello: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.