City vs state
How does Spencer compare with IN?
Spencer is most below the IN reference in flood (13 points lower).
Use this page to compare city-level risk against the statewide reference for relocation and planning. The benchmark is p85-based state reference, not an arithmetic average. Missing coverage is unavailable, not zero risk.
Score comparison
Overall
Spencer
47/100
IN
46/100
1 points above state reference.
Flood
Spencer
32/100
IN
45/100
13 points below state reference.
Wind
Spencer
15/100
IN
8/100
7 points above state reference.
Lightning
Spencer
71/100
IN
71/100
At state reference.
Tornado
Spencer
62/100
IN
50/100
12 points above state reference.
Hail
Spencer
100/100
IN
93/100
7 points above state reference.
Storm surge
Spencer
Unavailable
IN
Unavailable
City score and state reference unavailable; no comparison.
Related pages