City vs city
South Bend vs Warsaw, IN
South Bend currently scores 2 points higher overall than Warsaw, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
South Bend: 36/100 · Warsaw: 34/100
South Bend is 2 points higher.
Flood
South Bend: 20/100 · Warsaw: 39/100
Warsaw is 19 points higher.
South Bend: FEMA NFHL flood zones: 3 features intersect this tile.
Warsaw: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
South Bend: 16/100 · Warsaw: 16/100
No gap.
South Bend: Wind exposure derived from ingested design wind / climatology tiles.
Warsaw: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
South Bend: 41/100 · Warsaw: 68/100
Warsaw is 27 points higher.
South Bend: Lightning exposure derived from ingested climatology tiles.
Warsaw: Lightning exposure derived from ingested climatology tiles.
Tornado
South Bend: 0/100 · Warsaw: 23/100
Warsaw is 23 points higher.
South Bend: Tornado risk derived from NOAA SPC historical reports.
Warsaw: Tornado risk derived from NOAA SPC historical reports.
Hail
South Bend: 76/100 · Warsaw: 47/100
South Bend is 29 points higher.
South Bend: Hail risk derived from NOAA SPC historical reports.
Warsaw: Hail risk derived from NOAA SPC historical reports.
Storm surge
South Bend: Unavailable · Warsaw: Unavailable
A score difference cannot be calculated without both sources.
South Bend: Storm surge model is not available for this location yet.
Warsaw: Storm surge model is not available for this location yet.
Wildfire
South Bend: 34/100 · Warsaw: 15/100
South Bend is 19 points higher.
South Bend: Wildfire exposure derived from ingested fire potential tiles.
Warsaw: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
South Bend: 29/100 · Warsaw: 33/100
Warsaw is 4 points higher.
South Bend: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Warsaw: Air quality signal derived from the latest EPA AirNow combined AQI grid.