City vs city
South Bend vs Trail Creek, IN
South Bend currently scores 19 points higher overall than Trail Creek, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
South Bend: 44/100 · Trail Creek: 25/100
South Bend is 19 points higher.
Flood
South Bend: 30/100 · Trail Creek: 32/100
Trail Creek is 2 points higher.
South Bend: FEMA NFHL flood zones: 4 features intersect this tile.
Trail Creek: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
South Bend: 16/100 · Trail Creek: 16/100
No gap.
South Bend: Wind exposure derived from ingested design wind / climatology tiles.
Trail Creek: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
South Bend: 48/100 · Trail Creek: 37/100
South Bend is 11 points higher.
South Bend: Lightning exposure derived from ingested climatology tiles.
Trail Creek: Lightning exposure derived from ingested climatology tiles.
Tornado
South Bend: 54/100 · Trail Creek: 8/100
South Bend is 46 points higher.
South Bend: Tornado risk derived from NOAA SPC historical reports.
Trail Creek: Tornado risk derived from NOAA SPC historical reports.
Hail
South Bend: 100/100 · Trail Creek: 17/100
South Bend is 83 points higher.
South Bend: Hail risk derived from NOAA SPC historical reports.
Trail Creek: Hail risk derived from NOAA SPC historical reports.
Storm surge
South Bend: Unavailable · Trail Creek: Unavailable
A score difference cannot be calculated without both sources.
South Bend: Storm surge model is not available for this location yet.
Trail Creek: Storm surge model is not available for this location yet.
Wildfire
South Bend: 28/100 · Trail Creek: 30/100
Trail Creek is 2 points higher.
South Bend: Wildfire exposure derived from ingested fire potential tiles.
Trail Creek: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
South Bend: 29/100 · Trail Creek: 35/100
Trail Creek is 6 points higher.
South Bend: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Trail Creek: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.