City vs city
Montpelier vs South Bend, IN
South Bend currently scores 8 points higher overall than Montpelier, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Montpelier: 36/100 · South Bend: 44/100
South Bend is 8 points higher.
Flood
Montpelier: 38/100 · South Bend: 30/100
Montpelier is 8 points higher.
Montpelier: FEMA NFHL flood zones: 5 features intersect this tile.
South Bend: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Montpelier: 16/100 · South Bend: 16/100
No gap.
Montpelier: Wind exposure derived from ingested design wind / climatology tiles.
South Bend: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Montpelier: 81/100 · South Bend: 48/100
Montpelier is 33 points higher.
Montpelier: Lightning exposure derived from ingested climatology tiles.
South Bend: Lightning exposure derived from ingested climatology tiles.
Tornado
Montpelier: 0/100 · South Bend: 54/100
South Bend is 54 points higher.
Montpelier: Tornado risk derived from NOAA SPC historical reports.
South Bend: Tornado risk derived from NOAA SPC historical reports.
Hail
Montpelier: 33/100 · South Bend: 100/100
South Bend is 67 points higher.
Montpelier: Hail risk derived from NOAA SPC historical reports.
South Bend: Hail risk derived from NOAA SPC historical reports.
Storm surge
Montpelier: Unavailable · South Bend: Unavailable
A score difference cannot be calculated without both sources.
Montpelier: Storm surge model is not available for this location yet.
South Bend: Storm surge model is not available for this location yet.
Wildfire
Montpelier: 15/100 · South Bend: 28/100
South Bend is 13 points higher.
Montpelier: Wildfire exposure derived from ingested fire potential tiles.
South Bend: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Montpelier: 31/100 · South Bend: 29/100
Montpelier is 2 points higher.
Montpelier: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
South Bend: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.