City vs city
Middlebury vs Simonton Lake, IN
Middlebury and Simonton Lake are tied on overall score, with the biggest factor difference in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Middlebury: 23/100 · Simonton Lake: 23/100
No gap.
Flood
Middlebury: 30/100 · Simonton Lake: 20/100
Middlebury is 10 points higher.
Middlebury: FEMA NFHL flood zones: 4 features intersect this tile.
Simonton Lake: FEMA NFHL flood zones: 1 features intersect this tile.
Wind
Middlebury: 16/100 · Simonton Lake: 16/100
No gap.
Middlebury: Wind exposure derived from ingested design wind / climatology tiles.
Simonton Lake: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Middlebury: 53/100 · Simonton Lake: 46/100
Middlebury is 7 points higher.
Middlebury: Lightning exposure derived from ingested climatology tiles.
Simonton Lake: Lightning exposure derived from ingested climatology tiles.
Tornado
Middlebury: 4/100 · Simonton Lake: 4/100
No gap.
Middlebury: Tornado risk derived from NOAA SPC historical reports.
Simonton Lake: Tornado risk derived from NOAA SPC historical reports.
Hail
Middlebury: 18/100 · Simonton Lake: 36/100
Simonton Lake is 18 points higher.
Middlebury: Hail risk derived from NOAA SPC historical reports.
Simonton Lake: Hail risk derived from NOAA SPC historical reports.
Storm surge
Middlebury: Unavailable · Simonton Lake: Unavailable
A score difference cannot be calculated without both sources.
Middlebury: Storm surge model is not available for this location yet.
Simonton Lake: Storm surge model is not available for this location yet.
Wildfire
Middlebury: 13/100 · Simonton Lake: 8/100
Middlebury is 5 points higher.
Middlebury: Wildfire exposure derived from ingested fire potential tiles.
Simonton Lake: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Middlebury: 28/100 · Simonton Lake: 28/100
No gap.
Middlebury: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Simonton Lake: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.