City vs city
Michigan City vs South Bend, IN
South Bend currently scores 11 points higher overall than Michigan City, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Michigan City: 25/100 · South Bend: 36/100
South Bend is 11 points higher.
Flood
Michigan City: 32/100 · South Bend: 20/100
Michigan City is 12 points higher.
Michigan City: FEMA NFHL flood zones: 5 features intersect this tile.
South Bend: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Michigan City: 16/100 · South Bend: 16/100
No gap.
Michigan City: Wind exposure derived from ingested design wind / climatology tiles.
South Bend: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Michigan City: 37/100 · South Bend: 41/100
South Bend is 4 points higher.
Michigan City: Lightning exposure derived from ingested climatology tiles.
South Bend: Lightning exposure derived from ingested climatology tiles.
Tornado
Michigan City: 8/100 · South Bend: 0/100
Michigan City is 8 points higher.
Michigan City: Tornado risk derived from NOAA SPC historical reports.
South Bend: Tornado risk derived from NOAA SPC historical reports.
Hail
Michigan City: 17/100 · South Bend: 76/100
South Bend is 59 points higher.
Michigan City: Hail risk derived from NOAA SPC historical reports.
South Bend: Hail risk derived from NOAA SPC historical reports.
Storm surge
Michigan City: Unavailable · South Bend: Unavailable
A score difference cannot be calculated without both sources.
Michigan City: Storm surge model is not available for this location yet.
South Bend: Storm surge model is not available for this location yet.
Wildfire
Michigan City: 30/100 · South Bend: 34/100
South Bend is 4 points higher.
Michigan City: Wildfire exposure derived from ingested fire potential tiles.
South Bend: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Michigan City: 35/100 · South Bend: 29/100
Michigan City is 6 points higher.
Michigan City: Air quality signal derived from the latest EPA AirNow combined AQI grid.
South Bend: Air quality signal derived from the latest EPA AirNow combined AQI grid.