City vs city
Melody Hill vs South Bend, IN
South Bend currently scores 9 points higher overall than Melody Hill, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Melody Hill: 35/100 · South Bend: 44/100
South Bend is 9 points higher.
Flood
Melody Hill: 49/100 · South Bend: 30/100
Melody Hill is 19 points higher.
Melody Hill: FEMA NFHL flood zones: 18 features intersect this tile.
South Bend: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Melody Hill: 15/100 · South Bend: 16/100
South Bend is 1 points higher.
Melody Hill: Wind exposure derived from ingested design wind / climatology tiles.
South Bend: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Melody Hill: 50/100 · South Bend: 48/100
Melody Hill is 2 points higher.
Melody Hill: Lightning exposure derived from ingested climatology tiles.
South Bend: Lightning exposure derived from ingested climatology tiles.
Tornado
Melody Hill: 35/100 · South Bend: 54/100
South Bend is 19 points higher.
Melody Hill: Tornado risk derived from NOAA SPC historical reports.
South Bend: Tornado risk derived from NOAA SPC historical reports.
Hail
Melody Hill: 59/100 · South Bend: 100/100
South Bend is 41 points higher.
Melody Hill: Hail risk derived from NOAA SPC historical reports.
South Bend: Hail risk derived from NOAA SPC historical reports.
Storm surge
Melody Hill: Unavailable · South Bend: Unavailable
A score difference cannot be calculated without both sources.
Melody Hill: Storm surge model is not available for this location yet.
South Bend: Storm surge model is not available for this location yet.
Wildfire
Melody Hill: 4/100 · South Bend: 28/100
South Bend is 24 points higher.
Melody Hill: Wildfire exposure derived from ingested fire potential tiles.
South Bend: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Melody Hill: 31/100 · South Bend: 29/100
Melody Hill is 2 points higher.
Melody Hill: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
South Bend: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.