City vs city
Martinsville vs Spencer, IN
Spencer currently scores 9 points higher overall than Martinsville, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Martinsville: 38/100 · Spencer: 47/100
Spencer is 9 points higher.
Flood
Martinsville: 57/100 · Spencer: 32/100
Martinsville is 25 points higher.
Martinsville: FEMA NFHL flood zones: 16 features intersect this tile.
Spencer: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Martinsville: 15/100 · Spencer: 15/100
No gap.
Martinsville: Wind exposure derived from ingested design wind / climatology tiles.
Spencer: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Martinsville: 67/100 · Spencer: 71/100
Spencer is 4 points higher.
Martinsville: Lightning exposure derived from ingested climatology tiles.
Spencer: Lightning exposure derived from ingested climatology tiles.
Tornado
Martinsville: 15/100 · Spencer: 62/100
Spencer is 47 points higher.
Martinsville: Tornado risk derived from NOAA SPC historical reports.
Spencer: Tornado risk derived from NOAA SPC historical reports.
Hail
Martinsville: 78/100 · Spencer: 100/100
Spencer is 22 points higher.
Martinsville: Hail risk derived from NOAA SPC historical reports.
Spencer: Hail risk derived from NOAA SPC historical reports.
Storm surge
Martinsville: Unavailable · Spencer: Unavailable
A score difference cannot be calculated without both sources.
Martinsville: Storm surge model is not available for this location yet.
Spencer: Storm surge model is not available for this location yet.
Wildfire
Martinsville: 6/100 · Spencer: 23/100
Spencer is 17 points higher.
Martinsville: Wildfire exposure derived from ingested fire potential tiles.
Spencer: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Martinsville: 28/100 · Spencer: 28/100
No gap.
Martinsville: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Spencer: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.