City vs city
Hartz Lake vs Lafayette, IN
Lafayette currently scores 17 points higher overall than Hartz Lake, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hartz Lake: 31/100 · Lafayette: 48/100
Lafayette is 17 points higher.
Flood
Hartz Lake: 32/100 · Lafayette: 37/100
Lafayette is 5 points higher.
Hartz Lake: FEMA NFHL flood zones: 10 features intersect this tile.
Lafayette: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Hartz Lake: 15/100 · Lafayette: 15/100
No gap.
Hartz Lake: Wind exposure derived from ingested design wind / climatology tiles.
Lafayette: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hartz Lake: 81/100 · Lafayette: 74/100
Hartz Lake is 7 points higher.
Hartz Lake: Lightning exposure derived from ingested climatology tiles.
Lafayette: Lightning exposure derived from ingested climatology tiles.
Tornado
Hartz Lake: 35/100 · Lafayette: 96/100
Lafayette is 61 points higher.
Hartz Lake: Tornado risk derived from NOAA SPC historical reports.
Lafayette: Tornado risk derived from NOAA SPC historical reports.
Hail
Hartz Lake: 17/100 · Lafayette: 66/100
Lafayette is 49 points higher.
Hartz Lake: Hail risk derived from NOAA SPC historical reports.
Lafayette: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hartz Lake: Unavailable · Lafayette: Unavailable
A score difference cannot be calculated without both sources.
Hartz Lake: Storm surge model is not available for this location yet.
Lafayette: Storm surge model is not available for this location yet.
Wildfire
Hartz Lake: 7/100 · Lafayette: 18/100
Lafayette is 11 points higher.
Hartz Lake: Wildfire exposure derived from ingested fire potential tiles.
Lafayette: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Hartz Lake: 30/100 · Lafayette: 28/100
Hartz Lake is 2 points higher.
Hartz Lake: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Lafayette: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.