City vs city
Hammond vs South Bend, IN
South Bend currently scores 4 points higher overall than Hammond, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Hammond: 32/100 · South Bend: 36/100
South Bend is 4 points higher.
Flood
Hammond: 48/100 · South Bend: 20/100
Hammond is 28 points higher.
Hammond: FEMA NFHL flood zones: 13 features intersect this tile.
South Bend: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Hammond: 16/100 · South Bend: 16/100
No gap.
Hammond: Wind exposure derived from ingested design wind / climatology tiles.
South Bend: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Hammond: 34/100 · South Bend: 41/100
South Bend is 7 points higher.
Hammond: Lightning exposure derived from ingested climatology tiles.
South Bend: Lightning exposure derived from ingested climatology tiles.
Tornado
Hammond: 15/100 · South Bend: 0/100
Hammond is 15 points higher.
Hammond: Tornado risk derived from NOAA SPC historical reports.
South Bend: Tornado risk derived from NOAA SPC historical reports.
Hail
Hammond: 32/100 · South Bend: 76/100
South Bend is 44 points higher.
Hammond: Hail risk derived from NOAA SPC historical reports.
South Bend: Hail risk derived from NOAA SPC historical reports.
Storm surge
Hammond: Unavailable · South Bend: Unavailable
A score difference cannot be calculated without both sources.
Hammond: Storm surge model is not available for this location yet.
South Bend: Storm surge model is not available for this location yet.
Wildfire
Hammond: 48/100 · South Bend: 34/100
Hammond is 14 points higher.
Hammond: Wildfire exposure derived from ingested fire potential tiles.
South Bend: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Hammond: 28/100 · South Bend: 29/100
South Bend is 1 points higher.
Hammond: Air quality signal derived from the latest EPA AirNow combined AQI grid.
South Bend: Air quality signal derived from the latest EPA AirNow combined AQI grid.