City vs city
Grayford vs North Vernon, IN
North Vernon currently scores 13 points higher overall than Grayford, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Grayford: 24/100 · North Vernon: 37/100
North Vernon is 13 points higher.
Flood
Grayford: 26/100 · North Vernon: 39/100
North Vernon is 13 points higher.
Grayford: FEMA NFHL flood zones: 4 features intersect this tile.
North Vernon: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Grayford: 14/100 · North Vernon: 14/100
No gap.
Grayford: Wind exposure derived from ingested design wind / climatology tiles.
North Vernon: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Grayford: 53/100 · North Vernon: 58/100
North Vernon is 5 points higher.
Grayford: Lightning exposure derived from ingested climatology tiles.
North Vernon: Lightning exposure derived from ingested climatology tiles.
Tornado
Grayford: 4/100 · North Vernon: 0/100
Grayford is 4 points higher.
Grayford: Tornado risk derived from NOAA SPC historical reports.
North Vernon: Tornado risk derived from NOAA SPC historical reports.
Hail
Grayford: 13/100 · North Vernon: 56/100
North Vernon is 43 points higher.
Grayford: Hail risk derived from NOAA SPC historical reports.
North Vernon: Hail risk derived from NOAA SPC historical reports.
Storm surge
Grayford: Unavailable · North Vernon: Unavailable
A score difference cannot be calculated without both sources.
Grayford: Storm surge model is not available for this location yet.
North Vernon: Storm surge model is not available for this location yet.
Wildfire
Grayford: 25/100 · North Vernon: 24/100
Grayford is 1 points higher.
Grayford: Wildfire exposure derived from ingested fire potential tiles.
North Vernon: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Grayford: 31/100 · North Vernon: 30/100
Grayford is 1 points higher.
Grayford: Air quality signal derived from the latest EPA AirNow combined AQI grid.
North Vernon: Air quality signal derived from the latest EPA AirNow combined AQI grid.