City vs city
Gary vs South Bend, IN
South Bend currently scores 5 points higher overall than Gary, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Gary: 31/100 · South Bend: 36/100
South Bend is 5 points higher.
Flood
Gary: 41/100 · South Bend: 20/100
Gary is 21 points higher.
Gary: FEMA NFHL flood zones: 7 features intersect this tile.
South Bend: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Gary: 16/100 · South Bend: 16/100
No gap.
Gary: Wind exposure derived from ingested design wind / climatology tiles.
South Bend: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Gary: 37/100 · South Bend: 41/100
South Bend is 4 points higher.
Gary: Lightning exposure derived from ingested climatology tiles.
South Bend: Lightning exposure derived from ingested climatology tiles.
Tornado
Gary: 19/100 · South Bend: 0/100
Gary is 19 points higher.
Gary: Tornado risk derived from NOAA SPC historical reports.
South Bend: Tornado risk derived from NOAA SPC historical reports.
Hail
Gary: 21/100 · South Bend: 76/100
South Bend is 55 points higher.
Gary: Hail risk derived from NOAA SPC historical reports.
South Bend: Hail risk derived from NOAA SPC historical reports.
Storm surge
Gary: Unavailable · South Bend: Unavailable
A score difference cannot be calculated without both sources.
Gary: Storm surge model is not available for this location yet.
South Bend: Storm surge model is not available for this location yet.
Wildfire
Gary: 52/100 · South Bend: 34/100
Gary is 18 points higher.
Gary: Wildfire exposure derived from ingested fire potential tiles.
South Bend: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Gary: 31/100 · South Bend: 29/100
Gary is 2 points higher.
Gary: Air quality signal derived from the latest EPA AirNow combined AQI grid.
South Bend: Air quality signal derived from the latest EPA AirNow combined AQI grid.