City vs city
Fort Wayne vs Heritage Lake, IN
Fort Wayne currently scores 14 points higher overall than Heritage Lake, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Fort Wayne: 45/100 · Heritage Lake: 31/100
Fort Wayne is 14 points higher.
Flood
Fort Wayne: 34/100 · Heritage Lake: 32/100
Fort Wayne is 2 points higher.
Fort Wayne: FEMA NFHL flood zones: 12 features intersect this tile.
Heritage Lake: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Fort Wayne: 16/100 · Heritage Lake: 15/100
Fort Wayne is 1 points higher.
Fort Wayne: Wind exposure derived from ingested design wind / climatology tiles.
Heritage Lake: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Fort Wayne: 56/100 · Heritage Lake: 51/100
Fort Wayne is 5 points higher.
Fort Wayne: Lightning exposure derived from ingested climatology tiles.
Heritage Lake: Lightning exposure derived from ingested climatology tiles.
Tornado
Fort Wayne: 65/100 · Heritage Lake: 42/100
Fort Wayne is 23 points higher.
Fort Wayne: Tornado risk derived from NOAA SPC historical reports.
Heritage Lake: Tornado risk derived from NOAA SPC historical reports.
Hail
Fort Wayne: 100/100 · Heritage Lake: 42/100
Fort Wayne is 58 points higher.
Fort Wayne: Hail risk derived from NOAA SPC historical reports.
Heritage Lake: Hail risk derived from NOAA SPC historical reports.
Storm surge
Fort Wayne: Unavailable · Heritage Lake: Unavailable
A score difference cannot be calculated without both sources.
Fort Wayne: Storm surge model is not available for this location yet.
Heritage Lake: Storm surge model is not available for this location yet.
Wildfire
Fort Wayne: 12/100 · Heritage Lake: 9/100
Fort Wayne is 3 points higher.
Fort Wayne: Wildfire exposure derived from ingested fire potential tiles.
Heritage Lake: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Fort Wayne: 30/100 · Heritage Lake: 28/100
Fort Wayne is 2 points higher.
Fort Wayne: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Heritage Lake: Air quality signal derived from the latest EPA AirNow combined AQI grid.