City vs city
Ellettsville vs Spencer, IN
Ellettsville currently scores 7 points higher overall than Spencer, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Ellettsville: 54/100 · Spencer: 47/100
Ellettsville is 7 points higher.
Flood
Ellettsville: 39/100 · Spencer: 32/100
Ellettsville is 7 points higher.
Ellettsville: FEMA NFHL flood zones: 10 features intersect this tile.
Spencer: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Ellettsville: 15/100 · Spencer: 15/100
No gap.
Ellettsville: Wind exposure derived from ingested design wind / climatology tiles.
Spencer: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Ellettsville: 73/100 · Spencer: 71/100
Ellettsville is 2 points higher.
Ellettsville: Lightning exposure derived from ingested climatology tiles.
Spencer: Lightning exposure derived from ingested climatology tiles.
Tornado
Ellettsville: 92/100 · Spencer: 62/100
Ellettsville is 30 points higher.
Ellettsville: Tornado risk derived from NOAA SPC historical reports.
Spencer: Tornado risk derived from NOAA SPC historical reports.
Hail
Ellettsville: 89/100 · Spencer: 100/100
Spencer is 11 points higher.
Ellettsville: Hail risk derived from NOAA SPC historical reports.
Spencer: Hail risk derived from NOAA SPC historical reports.
Storm surge
Ellettsville: Unavailable · Spencer: Unavailable
A score difference cannot be calculated without both sources.
Ellettsville: Storm surge model is not available for this location yet.
Spencer: Storm surge model is not available for this location yet.
Wildfire
Ellettsville: 40/100 · Spencer: 23/100
Ellettsville is 17 points higher.
Ellettsville: Wildfire exposure derived from ingested fire potential tiles.
Spencer: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Ellettsville: 28/100 · Spencer: 28/100
No gap.
Ellettsville: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Spencer: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.