City vs city
Elkhart vs Trail Creek, IN
Elkhart currently scores 10 points higher overall than Trail Creek, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Elkhart: 35/100 · Trail Creek: 25/100
Elkhart is 10 points higher.
Flood
Elkhart: 36/100 · Trail Creek: 32/100
Elkhart is 4 points higher.
Elkhart: FEMA NFHL flood zones: 8 features intersect this tile.
Trail Creek: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Elkhart: 16/100 · Trail Creek: 16/100
No gap.
Elkhart: Wind exposure derived from ingested design wind / climatology tiles.
Trail Creek: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Elkhart: 51/100 · Trail Creek: 37/100
Elkhart is 14 points higher.
Elkhart: Lightning exposure derived from ingested climatology tiles.
Trail Creek: Lightning exposure derived from ingested climatology tiles.
Tornado
Elkhart: 8/100 · Trail Creek: 8/100
No gap.
Elkhart: Tornado risk derived from NOAA SPC historical reports.
Trail Creek: Tornado risk derived from NOAA SPC historical reports.
Hail
Elkhart: 91/100 · Trail Creek: 17/100
Elkhart is 74 points higher.
Elkhart: Hail risk derived from NOAA SPC historical reports.
Trail Creek: Hail risk derived from NOAA SPC historical reports.
Storm surge
Elkhart: Unavailable · Trail Creek: Unavailable
A score difference cannot be calculated without both sources.
Elkhart: Storm surge model is not available for this location yet.
Trail Creek: Storm surge model is not available for this location yet.
Wildfire
Elkhart: 12/100 · Trail Creek: 30/100
Trail Creek is 18 points higher.
Elkhart: Wildfire exposure derived from ingested fire potential tiles.
Trail Creek: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Elkhart: 28/100 · Trail Creek: 35/100
Trail Creek is 7 points higher.
Elkhart: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Trail Creek: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.