City vs city
Cowan vs South Bend, IN
Cowan currently scores 4 points higher overall than South Bend, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cowan: 48/100 · South Bend: 44/100
Cowan is 4 points higher.
Flood
Cowan: 37/100 · South Bend: 30/100
Cowan is 7 points higher.
Cowan: FEMA NFHL flood zones: 9 features intersect this tile.
South Bend: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Cowan: 15/100 · South Bend: 16/100
South Bend is 1 points higher.
Cowan: Wind exposure derived from ingested design wind / climatology tiles.
South Bend: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cowan: 67/100 · South Bend: 48/100
Cowan is 19 points higher.
Cowan: Lightning exposure derived from ingested climatology tiles.
South Bend: Lightning exposure derived from ingested climatology tiles.
Tornado
Cowan: 81/100 · South Bend: 54/100
Cowan is 27 points higher.
Cowan: Tornado risk derived from NOAA SPC historical reports.
South Bend: Tornado risk derived from NOAA SPC historical reports.
Hail
Cowan: 100/100 · South Bend: 100/100
No gap.
Cowan: Hail risk derived from NOAA SPC historical reports.
South Bend: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cowan: Unavailable · South Bend: Unavailable
A score difference cannot be calculated without both sources.
Cowan: Storm surge model is not available for this location yet.
South Bend: Storm surge model is not available for this location yet.
Wildfire
Cowan: 7/100 · South Bend: 28/100
South Bend is 21 points higher.
Cowan: Wildfire exposure derived from ingested fire potential tiles.
South Bend: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cowan: 32/100 · South Bend: 29/100
Cowan is 3 points higher.
Cowan: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
South Bend: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.