City vs city
Covington vs Elkhart, IN
Covington currently scores 3 points higher overall than Elkhart, with the largest gap in lightning.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Covington: 38/100 · Elkhart: 35/100
Covington is 3 points higher.
Flood
Covington: 26/100 · Elkhart: 36/100
Elkhart is 10 points higher.
Covington: FEMA NFHL flood zones: 1 features intersect this tile.
Elkhart: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Covington: 15/100 · Elkhart: 16/100
Elkhart is 1 points higher.
Covington: Wind exposure derived from ingested design wind / climatology tiles.
Elkhart: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Covington: 68/100 · Elkhart: 51/100
Covington is 17 points higher.
Covington: Lightning exposure derived from ingested climatology tiles.
Elkhart: Lightning exposure derived from ingested climatology tiles.
Tornado
Covington: 19/100 · Elkhart: 8/100
Covington is 11 points higher.
Covington: Tornado risk derived from NOAA SPC historical reports.
Elkhart: Tornado risk derived from NOAA SPC historical reports.
Hail
Covington: 91/100 · Elkhart: 91/100
No gap.
Covington: Hail risk derived from NOAA SPC historical reports.
Elkhart: Hail risk derived from NOAA SPC historical reports.
Storm surge
Covington: Unavailable · Elkhart: Unavailable
A score difference cannot be calculated without both sources.
Covington: Storm surge model is not available for this location yet.
Elkhart: Storm surge model is not available for this location yet.
Wildfire
Covington: 17/100 · Elkhart: 12/100
Covington is 5 points higher.
Covington: Wildfire exposure derived from ingested fire potential tiles.
Elkhart: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Covington: 28/100 · Elkhart: 28/100
No gap.
Covington: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Elkhart: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.