City vs city
Cloverdale vs Heritage Lake, IN
Cloverdale currently scores 8 points higher overall than Heritage Lake, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cloverdale: 39/100 · Heritage Lake: 31/100
Cloverdale is 8 points higher.
Flood
Cloverdale: 32/100 · Heritage Lake: 32/100
No gap.
Cloverdale: FEMA NFHL flood zones: 3 features intersect this tile.
Heritage Lake: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Cloverdale: 15/100 · Heritage Lake: 15/100
No gap.
Cloverdale: Wind exposure derived from ingested design wind / climatology tiles.
Heritage Lake: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cloverdale: 55/100 · Heritage Lake: 51/100
Cloverdale is 4 points higher.
Cloverdale: Lightning exposure derived from ingested climatology tiles.
Heritage Lake: Lightning exposure derived from ingested climatology tiles.
Tornado
Cloverdale: 23/100 · Heritage Lake: 42/100
Heritage Lake is 19 points higher.
Cloverdale: Tornado risk derived from NOAA SPC historical reports.
Heritage Lake: Tornado risk derived from NOAA SPC historical reports.
Hail
Cloverdale: 100/100 · Heritage Lake: 42/100
Cloverdale is 58 points higher.
Cloverdale: Hail risk derived from NOAA SPC historical reports.
Heritage Lake: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cloverdale: Unavailable · Heritage Lake: Unavailable
A score difference cannot be calculated without both sources.
Cloverdale: Storm surge model is not available for this location yet.
Heritage Lake: Storm surge model is not available for this location yet.
Wildfire
Cloverdale: 19/100 · Heritage Lake: 9/100
Cloverdale is 10 points higher.
Cloverdale: Wildfire exposure derived from ingested fire potential tiles.
Heritage Lake: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cloverdale: 28/100 · Heritage Lake: 28/100
No gap.
Cloverdale: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Heritage Lake: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.