City vs city
Bloomington vs Heritage Lake, IN
Bloomington currently scores 16 points higher overall than Heritage Lake, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bloomington: 47/100 · Heritage Lake: 31/100
Bloomington is 16 points higher.
Flood
Bloomington: 30/100 · Heritage Lake: 32/100
Heritage Lake is 2 points higher.
Bloomington: FEMA NFHL flood zones: 4 features intersect this tile.
Heritage Lake: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Bloomington: 15/100 · Heritage Lake: 15/100
No gap.
Bloomington: Wind exposure derived from ingested design wind / climatology tiles.
Heritage Lake: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bloomington: 76/100 · Heritage Lake: 51/100
Bloomington is 25 points higher.
Bloomington: Lightning exposure derived from ingested climatology tiles.
Heritage Lake: Lightning exposure derived from ingested climatology tiles.
Tornado
Bloomington: 46/100 · Heritage Lake: 42/100
Bloomington is 4 points higher.
Bloomington: Tornado risk derived from NOAA SPC historical reports.
Heritage Lake: Tornado risk derived from NOAA SPC historical reports.
Hail
Bloomington: 100/100 · Heritage Lake: 42/100
Bloomington is 58 points higher.
Bloomington: Hail risk derived from NOAA SPC historical reports.
Heritage Lake: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bloomington: Unavailable · Heritage Lake: Unavailable
A score difference cannot be calculated without both sources.
Bloomington: Storm surge model is not available for this location yet.
Heritage Lake: Storm surge model is not available for this location yet.
Wildfire
Bloomington: 34/100 · Heritage Lake: 9/100
Bloomington is 25 points higher.
Bloomington: Wildfire exposure derived from ingested fire potential tiles.
Heritage Lake: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bloomington: 28/100 · Heritage Lake: 28/100
No gap.
Bloomington: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Heritage Lake: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.