City vs city
Bloomington vs Cloverdale, IN
Bloomington currently scores 8 points higher overall than Cloverdale, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bloomington: 47/100 · Cloverdale: 39/100
Bloomington is 8 points higher.
Flood
Bloomington: 30/100 · Cloverdale: 32/100
Cloverdale is 2 points higher.
Bloomington: FEMA NFHL flood zones: 4 features intersect this tile.
Cloverdale: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Bloomington: 15/100 · Cloverdale: 15/100
No gap.
Bloomington: Wind exposure derived from ingested design wind / climatology tiles.
Cloverdale: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bloomington: 76/100 · Cloverdale: 55/100
Bloomington is 21 points higher.
Bloomington: Lightning exposure derived from ingested climatology tiles.
Cloverdale: Lightning exposure derived from ingested climatology tiles.
Tornado
Bloomington: 46/100 · Cloverdale: 23/100
Bloomington is 23 points higher.
Bloomington: Tornado risk derived from NOAA SPC historical reports.
Cloverdale: Tornado risk derived from NOAA SPC historical reports.
Hail
Bloomington: 100/100 · Cloverdale: 100/100
No gap.
Bloomington: Hail risk derived from NOAA SPC historical reports.
Cloverdale: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bloomington: Unavailable · Cloverdale: Unavailable
A score difference cannot be calculated without both sources.
Bloomington: Storm surge model is not available for this location yet.
Cloverdale: Storm surge model is not available for this location yet.
Wildfire
Bloomington: 34/100 · Cloverdale: 19/100
Bloomington is 15 points higher.
Bloomington: Wildfire exposure derived from ingested fire potential tiles.
Cloverdale: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bloomington: 28/100 · Cloverdale: 28/100
No gap.
Bloomington: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Cloverdale: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.