Direct answer
Is Berne, IN safe from flooding?
Berne has moderate flooding exposure (38/100). It is not extreme, but damaging events can still occur.
City score
38/100
Level: moderate
P85-based state reference
45/100
Same hazard across IN.
Comparison
Berne is close to the state reference for this hazard (38 vs 45).
Why this answer
FEMA NFHL flood zones: 6 features intersect this tile.
This answer uses stored long-term hazard scores and the statewide reference. It does not describe current conditions. Open the separate live page for available weather and alert signals, and follow official watches, warnings, and emergency guidance.
Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.
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