City vs city
Berne vs Bluffton, IN
Bluffton currently scores 8 points higher overall than Berne, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Berne: 35/100 · Bluffton: 43/100
Bluffton is 8 points higher.
Flood
Berne: 38/100 · Bluffton: 35/100
Berne is 3 points higher.
Berne: FEMA NFHL flood zones: 6 features intersect this tile.
Bluffton: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Berne: 16/100 · Bluffton: 16/100
No gap.
Berne: Wind exposure derived from ingested design wind / climatology tiles.
Bluffton: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Berne: 80/100 · Bluffton: 82/100
Bluffton is 2 points higher.
Berne: Lightning exposure derived from ingested climatology tiles.
Bluffton: Lightning exposure derived from ingested climatology tiles.
Tornado
Berne: 31/100 · Bluffton: 38/100
Bluffton is 7 points higher.
Berne: Tornado risk derived from NOAA SPC historical reports.
Bluffton: Tornado risk derived from NOAA SPC historical reports.
Hail
Berne: 40/100 · Bluffton: 99/100
Bluffton is 59 points higher.
Berne: Hail risk derived from NOAA SPC historical reports.
Bluffton: Hail risk derived from NOAA SPC historical reports.
Storm surge
Berne: Unavailable · Bluffton: Unavailable
A score difference cannot be calculated without both sources.
Berne: Storm surge model is not available for this location yet.
Bluffton: Storm surge model is not available for this location yet.
Wildfire
Berne: 12/100 · Bluffton: 4/100
Berne is 8 points higher.
Berne: Wildfire exposure derived from ingested fire potential tiles.
Bluffton: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Berne: 31/100 · Bluffton: 30/100
Berne is 1 points higher.
Berne: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Bluffton: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.