City vs city
Albion vs Bear Lake, IN
Albion currently scores 6 points higher overall than Bear Lake, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Albion: 35/100 · Bear Lake: 29/100
Albion is 6 points higher.
Flood
Albion: 36/100 · Bear Lake: 32/100
Albion is 4 points higher.
Albion: FEMA NFHL flood zones: 5 features intersect this tile.
Bear Lake: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
Albion: 16/100 · Bear Lake: 16/100
No gap.
Albion: Wind exposure derived from ingested design wind / climatology tiles.
Bear Lake: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Albion: 54/100 · Bear Lake: 57/100
Bear Lake is 3 points higher.
Albion: Lightning exposure derived from ingested climatology tiles.
Bear Lake: Lightning exposure derived from ingested climatology tiles.
Tornado
Albion: 12/100 · Bear Lake: 0/100
Albion is 12 points higher.
Albion: Tornado risk derived from NOAA SPC historical reports.
Bear Lake: Tornado risk derived from NOAA SPC historical reports.
Hail
Albion: 79/100 · Bear Lake: 24/100
Albion is 55 points higher.
Albion: Hail risk derived from NOAA SPC historical reports.
Bear Lake: Hail risk derived from NOAA SPC historical reports.
Storm surge
Albion: Unavailable · Bear Lake: Unavailable
A score difference cannot be calculated without both sources.
Albion: Storm surge model is not available for this location yet.
Bear Lake: Storm surge model is not available for this location yet.
Wildfire
Albion: 15/100 · Bear Lake: 12/100
Albion is 3 points higher.
Albion: Wildfire exposure derived from ingested fire potential tiles.
Bear Lake: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Albion: 33/100 · Bear Lake: 33/100
No gap.
Albion: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Bear Lake: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.