Toledo vs Effingham, IL

Effingham currently scores 10 points higher overall than Toledo, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Toledo

30/100

Effingham

40/100

Hazard breakdown

Overall

Toledo: 30/100 · Effingham: 40/100

Effingham is 10 points higher.

Flood

Toledo: 50/100 · Effingham: 46/100

Toledo is 4 points higher.

Wind

Toledo: 15/100 · Effingham: 15/100

No gap.

Lightning

Toledo: 64/100 · Effingham: 66/100

Effingham is 2 points higher.

Tornado

Toledo: 16/100 · Effingham: 32/100

Effingham is 16 points higher.

Hail

Toledo: 33/100 · Effingham: 80/100

Effingham is 47 points higher.

Storm surge

Toledo: 0/100 · Effingham: 0/100

No gap.

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