Stoy vs Effingham, IL

Effingham currently scores 12 points higher overall than Stoy, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Stoy

28/100

Effingham

40/100

Hazard breakdown

Overall

Stoy: 28/100 · Effingham: 40/100

Effingham is 12 points higher.

Flood

Stoy: 52/100 · Effingham: 46/100

Stoy is 6 points higher.

Wind

Stoy: 15/100 · Effingham: 15/100

No gap.

Lightning

Stoy: 69/100 · Effingham: 66/100

Stoy is 3 points higher.

Tornado

Stoy: 0/100 · Effingham: 32/100

Effingham is 32 points higher.

Hail

Stoy: 6/100 · Effingham: 80/100

Effingham is 74 points higher.

Storm surge

Stoy: 0/100 · Effingham: 0/100

No gap.

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