City vs city
St. Joseph vs Urbana, IL
St. Joseph currently scores 6 points higher overall than Urbana, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
St. Joseph: 35/100 · Urbana: 29/100
St. Joseph is 6 points higher.
Flood
St. Joseph: 69/100 · Urbana: 36/100
St. Joseph is 33 points higher.
St. Joseph: FEMA NFHL flood zones: 3 features intersect this tile.
Urbana: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
St. Joseph: 15/100 · Urbana: 15/100
No gap.
St. Joseph: Wind exposure derived from ingested design wind / climatology tiles.
Urbana: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
St. Joseph: 50/100 · Urbana: 49/100
St. Joseph is 1 points higher.
St. Joseph: Lightning exposure derived from ingested climatology tiles.
Urbana: Lightning exposure derived from ingested climatology tiles.
Tornado
St. Joseph: 35/100 · Urbana: 19/100
St. Joseph is 16 points higher.
St. Joseph: Tornado risk derived from NOAA SPC historical reports.
Urbana: Tornado risk derived from NOAA SPC historical reports.
Hail
St. Joseph: 24/100 · Urbana: 37/100
Urbana is 13 points higher.
St. Joseph: Hail risk derived from NOAA SPC historical reports.
Urbana: Hail risk derived from NOAA SPC historical reports.
Storm surge
St. Joseph: Unavailable · Urbana: Unavailable
A score difference cannot be calculated without both sources.
St. Joseph: Storm surge model is not available for this location yet.
Urbana: Storm surge model is not available for this location yet.
Wildfire
St. Joseph: 20/100 · Urbana: 18/100
St. Joseph is 2 points higher.
St. Joseph: Wildfire exposure derived from ingested fire potential tiles.
Urbana: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
St. Joseph: 30/100 · Urbana: 30/100
No gap.
St. Joseph: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Urbana: Air quality signal derived from the latest EPA AirNow combined AQI grid.