St. Elmo vs Effingham, IL

Effingham currently scores 20 points higher overall than St. Elmo, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

St. Elmo

20/100

Effingham

40/100

Hazard breakdown

Overall

St. Elmo: 20/100 · Effingham: 40/100

Effingham is 20 points higher.

Flood

St. Elmo: 0/100 · Effingham: 46/100

Effingham is 46 points higher.

Wind

St. Elmo: 16/100 · Effingham: 15/100

St. Elmo is 1 points higher.

Lightning

St. Elmo: 65/100 · Effingham: 66/100

Effingham is 1 points higher.

Tornado

St. Elmo: 8/100 · Effingham: 32/100

Effingham is 24 points higher.

Hail

St. Elmo: 18/100 · Effingham: 80/100

Effingham is 62 points higher.

Storm surge

St. Elmo: 0/100 · Effingham: 0/100

No gap.

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