City vs city
St. Charles vs Virgil, IL
St. Charles currently scores 2 points higher overall than Virgil, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
St. Charles: 35/100 · Virgil: 33/100
St. Charles is 2 points higher.
Flood
St. Charles: 36/100 · Virgil: 61/100
Virgil is 25 points higher.
St. Charles: FEMA NFHL flood zones: 6 features intersect this tile.
Virgil: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
St. Charles: 16/100 · Virgil: 16/100
No gap.
St. Charles: Wind exposure derived from ingested design wind / climatology tiles.
Virgil: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
St. Charles: 50/100 · Virgil: 54/100
Virgil is 4 points higher.
St. Charles: Lightning exposure derived from ingested climatology tiles.
Virgil: Lightning exposure derived from ingested climatology tiles.
Tornado
St. Charles: 15/100 · Virgil: 38/100
Virgil is 23 points higher.
St. Charles: Tornado risk derived from NOAA SPC historical reports.
Virgil: Tornado risk derived from NOAA SPC historical reports.
Hail
St. Charles: 76/100 · Virgil: 13/100
St. Charles is 63 points higher.
St. Charles: Hail risk derived from NOAA SPC historical reports.
Virgil: Hail risk derived from NOAA SPC historical reports.
Storm surge
St. Charles: Unavailable · Virgil: Unavailable
A score difference cannot be calculated without both sources.
St. Charles: Storm surge model is not available for this location yet.
Virgil: Storm surge model is not available for this location yet.
Wildfire
St. Charles: 23/100 · Virgil: 21/100
St. Charles is 2 points higher.
St. Charles: Wildfire exposure derived from ingested fire potential tiles.
Virgil: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
St. Charles: 30/100 · Virgil: 29/100
St. Charles is 1 points higher.
St. Charles: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Virgil: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.