City vs city

South Elgin vs St. Charles, IL

South Elgin and St. Charles are tied on overall score, with the biggest factor difference in flood.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

South Elgin

35/100

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St. Charles

35/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

South Elgin: 35/100 · St. Charles: 35/100

No gap.

Flood

South Elgin: 36/100 · St. Charles: 36/100

No gap.

South Elgin: FEMA NFHL flood zones: 6 features intersect this tile.

St. Charles: FEMA NFHL flood zones: 6 features intersect this tile.

Wind

South Elgin: 16/100 · St. Charles: 16/100

No gap.

South Elgin: Wind exposure derived from ingested design wind / climatology tiles.

St. Charles: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

South Elgin: 50/100 · St. Charles: 50/100

No gap.

South Elgin: Lightning exposure derived from ingested climatology tiles.

St. Charles: Lightning exposure derived from ingested climatology tiles.

Tornado

South Elgin: 15/100 · St. Charles: 15/100

No gap.

South Elgin: Tornado risk derived from NOAA SPC historical reports.

St. Charles: Tornado risk derived from NOAA SPC historical reports.

Hail

South Elgin: 76/100 · St. Charles: 76/100

No gap.

South Elgin: Hail risk derived from NOAA SPC historical reports.

St. Charles: Hail risk derived from NOAA SPC historical reports.

Storm surge

South Elgin: Unavailable · St. Charles: Unavailable

A score difference cannot be calculated without both sources.

South Elgin: Storm surge model is not available for this location yet.

St. Charles: Storm surge model is not available for this location yet.

Wildfire

South Elgin: 23/100 · St. Charles: 23/100

No gap.

South Elgin: Wildfire exposure derived from ingested fire potential tiles.

St. Charles: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

South Elgin: 30/100 · St. Charles: 30/100

No gap.

South Elgin: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

St. Charles: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.