City vs city
Montgomery vs Oswego, IL
Oswego currently scores 4 points higher overall than Montgomery, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Montgomery: 42/100 · Oswego: 46/100
Oswego is 4 points higher.
Flood
Montgomery: 43/100 · Oswego: 47/100
Oswego is 4 points higher.
Montgomery: FEMA NFHL flood zones: 15 features intersect this tile.
Oswego: FEMA NFHL flood zones: 11 features intersect this tile.
Wind
Montgomery: 16/100 · Oswego: 16/100
No gap.
Montgomery: Wind exposure derived from ingested design wind / climatology tiles.
Oswego: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Montgomery: 44/100 · Oswego: 45/100
Oswego is 1 points higher.
Montgomery: Lightning exposure derived from ingested climatology tiles.
Oswego: Lightning exposure derived from ingested climatology tiles.
Tornado
Montgomery: 42/100 · Oswego: 100/100
Oswego is 58 points higher.
Montgomery: Tornado risk derived from NOAA SPC historical reports.
Oswego: Tornado risk derived from NOAA SPC historical reports.
Hail
Montgomery: 100/100 · Oswego: 70/100
Montgomery is 30 points higher.
Montgomery: Hail risk derived from NOAA SPC historical reports.
Oswego: Hail risk derived from NOAA SPC historical reports.
Storm surge
Montgomery: Unavailable · Oswego: Unavailable
A score difference cannot be calculated without both sources.
Montgomery: Storm surge model is not available for this location yet.
Oswego: Storm surge model is not available for this location yet.
Wildfire
Montgomery: 21/100 · Oswego: 18/100
Montgomery is 3 points higher.
Montgomery: Wildfire exposure derived from ingested fire potential tiles.
Oswego: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Montgomery: 29/100 · Oswego: 29/100
No gap.
Montgomery: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Oswego: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.