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City vs city
Gays vs Effingham, IL
Effingham currently scores 16 points higher overall than Gays, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Gays: 24/100 · Effingham: 40/100
Effingham is 16 points higher.
Flood
Gays: 29/100 · Effingham: 46/100
Effingham is 17 points higher.
Wind
Gays: 15/100 · Effingham: 15/100
No gap.
Lightning
Gays: 59/100 · Effingham: 66/100
Effingham is 7 points higher.
Tornado
Gays: 4/100 · Effingham: 32/100
Effingham is 28 points higher.
Hail
Gays: 21/100 · Effingham: 80/100
Effingham is 59 points higher.
Storm surge
Gays: 0/100 · Effingham: 0/100
No gap.