Flat Rock vs Effingham, IL

Effingham currently scores 15 points higher overall than Flat Rock, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Flat Rock

25/100

Effingham

40/100

Hazard breakdown

Overall

Flat Rock: 25/100 · Effingham: 40/100

Effingham is 15 points higher.

Flood

Flat Rock: 36/100 · Effingham: 46/100

Effingham is 10 points higher.

Wind

Flat Rock: 15/100 · Effingham: 15/100

No gap.

Lightning

Flat Rock: 67/100 · Effingham: 66/100

Flat Rock is 1 points higher.

Tornado

Flat Rock: 12/100 · Effingham: 32/100

Effingham is 20 points higher.

Hail

Flat Rock: 9/100 · Effingham: 80/100

Effingham is 71 points higher.

Storm surge

Flat Rock: 0/100 · Effingham: 0/100

No gap.

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