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City vs city

Elgin vs South Elgin, IL

South Elgin currently scores 2 points higher overall than Elgin, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

South Elgin

35/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Elgin: 33/100 · South Elgin: 35/100

South Elgin is 2 points higher.

Flood

Elgin: 43/100 · South Elgin: 36/100

Elgin is 7 points higher.

Elgin: FEMA NFHL flood zones: 5 features intersect this tile.

South Elgin: FEMA NFHL flood zones: 6 features intersect this tile.

Wind

Elgin: 16/100 · South Elgin: 16/100

No gap.

Elgin: Wind exposure derived from ingested design wind / climatology tiles.

South Elgin: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Elgin: 53/100 · South Elgin: 50/100

Elgin is 3 points higher.

Elgin: Lightning exposure derived from ingested climatology tiles.

South Elgin: Lightning exposure derived from ingested climatology tiles.

Tornado

Elgin: 0/100 · South Elgin: 15/100

South Elgin is 15 points higher.

Elgin: Tornado risk derived from NOAA SPC historical reports.

South Elgin: Tornado risk derived from NOAA SPC historical reports.

Hail

Elgin: 40/100 · South Elgin: 76/100

South Elgin is 36 points higher.

Elgin: Hail risk derived from NOAA SPC historical reports.

South Elgin: Hail risk derived from NOAA SPC historical reports.

Storm surge

Elgin: Unavailable · South Elgin: Unavailable

A score difference cannot be calculated without both sources.

Elgin: Storm surge model is not available for this location yet.

South Elgin: Storm surge model is not available for this location yet.

Wildfire

Elgin: 18/100 · South Elgin: 23/100

South Elgin is 5 points higher.

Elgin: Wildfire exposure derived from ingested fire potential tiles.

South Elgin: Wildfire exposure derived from ingested fire potential tiles.

Current air quality

Elgin: 30/100 · South Elgin: 30/100

No gap.

Elgin: Air quality signal derived from the latest EPA AirNow combined AQI grid.

South Elgin: Air quality signal derived from the latest EPA AirNow combined AQI grid.