City vs city
Elgin vs South Elgin, IL
Elgin currently scores 7 points higher overall than South Elgin, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Elgin: 42/100 · South Elgin: 35/100
Elgin is 7 points higher.
Flood
Elgin: 39/100 · South Elgin: 36/100
Elgin is 3 points higher.
Elgin: FEMA NFHL flood zones: 7 features intersect this tile.
South Elgin: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Elgin: 16/100 · South Elgin: 16/100
No gap.
Elgin: Wind exposure derived from ingested design wind / climatology tiles.
South Elgin: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Elgin: 51/100 · South Elgin: 50/100
Elgin is 1 points higher.
Elgin: Lightning exposure derived from ingested climatology tiles.
South Elgin: Lightning exposure derived from ingested climatology tiles.
Tornado
Elgin: 35/100 · South Elgin: 15/100
Elgin is 20 points higher.
Elgin: Tornado risk derived from NOAA SPC historical reports.
South Elgin: Tornado risk derived from NOAA SPC historical reports.
Hail
Elgin: 100/100 · South Elgin: 76/100
Elgin is 24 points higher.
Elgin: Hail risk derived from NOAA SPC historical reports.
South Elgin: Hail risk derived from NOAA SPC historical reports.
Storm surge
Elgin: Unavailable · South Elgin: Unavailable
A score difference cannot be calculated without both sources.
Elgin: Storm surge model is not available for this location yet.
South Elgin: Storm surge model is not available for this location yet.
Wildfire
Elgin: 24/100 · South Elgin: 23/100
Elgin is 1 points higher.
Elgin: Wildfire exposure derived from ingested fire potential tiles.
South Elgin: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Elgin: 30/100 · South Elgin: 30/100
No gap.
Elgin: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
South Elgin: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.