City vs city
Effingham vs Willow Hill, IL
Effingham currently scores 14 points higher overall than Willow Hill, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Effingham: 43/100 · Willow Hill: 29/100
Effingham is 14 points higher.
Flood
Effingham: 46/100 · Willow Hill: Unavailable
A score difference cannot be calculated without both sources.
Effingham: FEMA NFHL flood zones: 7 features intersect this tile.
Willow Hill: Flood model is not available for this location yet.
Wind
Effingham: 15/100 · Willow Hill: 15/100
No gap.
Effingham: Wind exposure derived from ingested design wind / climatology tiles.
Willow Hill: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Effingham: 66/100 · Willow Hill: 68/100
Willow Hill is 2 points higher.
Effingham: Lightning exposure derived from ingested climatology tiles.
Willow Hill: Lightning exposure derived from ingested climatology tiles.
Tornado
Effingham: 35/100 · Willow Hill: 54/100
Willow Hill is 19 points higher.
Effingham: Tornado risk derived from NOAA SPC historical reports.
Willow Hill: Tornado risk derived from NOAA SPC historical reports.
Hail
Effingham: 86/100 · Willow Hill: 23/100
Effingham is 63 points higher.
Effingham: Hail risk derived from NOAA SPC historical reports.
Willow Hill: Hail risk derived from NOAA SPC historical reports.
Storm surge
Effingham: Unavailable · Willow Hill: Unavailable
A score difference cannot be calculated without both sources.
Effingham: Storm surge model is not available for this location yet.
Willow Hill: Storm surge model is not available for this location yet.
Wildfire
Effingham: 20/100 · Willow Hill: 12/100
Effingham is 8 points higher.
Effingham: Wildfire exposure derived from ingested fire potential tiles.
Willow Hill: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Effingham: 31/100 · Willow Hill: 30/100
Effingham is 1 points higher.
Effingham: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Willow Hill: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.