City vs city
Effingham vs Mount Carmel, IL
Effingham currently scores 9 points higher overall than Mount Carmel, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Effingham: 43/100 · Mount Carmel: 34/100
Effingham is 9 points higher.
Flood
Effingham: 46/100 · Mount Carmel: 9/100
Effingham is 37 points higher.
Effingham: FEMA NFHL flood zones: 7 features intersect this tile.
Mount Carmel: FEMA NFHL flood zones: 1 features intersect this tile.
Wind
Effingham: 15/100 · Mount Carmel: 15/100
No gap.
Effingham: Wind exposure derived from ingested design wind / climatology tiles.
Mount Carmel: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Effingham: 66/100 · Mount Carmel: 58/100
Effingham is 8 points higher.
Effingham: Lightning exposure derived from ingested climatology tiles.
Mount Carmel: Lightning exposure derived from ingested climatology tiles.
Tornado
Effingham: 35/100 · Mount Carmel: 58/100
Mount Carmel is 23 points higher.
Effingham: Tornado risk derived from NOAA SPC historical reports.
Mount Carmel: Tornado risk derived from NOAA SPC historical reports.
Hail
Effingham: 86/100 · Mount Carmel: 64/100
Effingham is 22 points higher.
Effingham: Hail risk derived from NOAA SPC historical reports.
Mount Carmel: Hail risk derived from NOAA SPC historical reports.
Storm surge
Effingham: Unavailable · Mount Carmel: Unavailable
A score difference cannot be calculated without both sources.
Effingham: Storm surge model is not available for this location yet.
Mount Carmel: Storm surge model is not available for this location yet.
Wildfire
Effingham: 20/100 · Mount Carmel: 4/100
Effingham is 16 points higher.
Effingham: Wildfire exposure derived from ingested fire potential tiles.
Mount Carmel: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Effingham: 31/100 · Mount Carmel: 30/100
Effingham is 1 points higher.
Effingham: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Mount Carmel: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.