City vs city
Effingham vs Flora, IL
Effingham currently scores 9 points higher overall than Flora, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Effingham: 43/100 · Flora: 34/100
Effingham is 9 points higher.
Flood
Effingham: 46/100 · Flora: 44/100
Effingham is 2 points higher.
Effingham: FEMA NFHL flood zones: 7 features intersect this tile.
Flora: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Effingham: 15/100 · Flora: 15/100
No gap.
Effingham: Wind exposure derived from ingested design wind / climatology tiles.
Flora: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Effingham: 66/100 · Flora: 57/100
Effingham is 9 points higher.
Effingham: Lightning exposure derived from ingested climatology tiles.
Flora: Lightning exposure derived from ingested climatology tiles.
Tornado
Effingham: 35/100 · Flora: 23/100
Effingham is 12 points higher.
Effingham: Tornado risk derived from NOAA SPC historical reports.
Flora: Tornado risk derived from NOAA SPC historical reports.
Hail
Effingham: 86/100 · Flora: 47/100
Effingham is 39 points higher.
Effingham: Hail risk derived from NOAA SPC historical reports.
Flora: Hail risk derived from NOAA SPC historical reports.
Storm surge
Effingham: Unavailable · Flora: Unavailable
A score difference cannot be calculated without both sources.
Effingham: Storm surge model is not available for this location yet.
Flora: Storm surge model is not available for this location yet.
Wildfire
Effingham: 20/100 · Flora: 22/100
Flora is 2 points higher.
Effingham: Wildfire exposure derived from ingested fire potential tiles.
Flora: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Effingham: 31/100 · Flora: 30/100
Effingham is 1 points higher.
Effingham: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Flora: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.