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City vs city

Decatur vs Effingham, IL

Decatur currently scores 8 points higher overall than Effingham, with the largest gap in tornado.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Decatur

51/100

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Effingham

43/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Decatur: 51/100 · Effingham: 43/100

Decatur is 8 points higher.

Flood

Decatur: 57/100 · Effingham: 46/100

Decatur is 11 points higher.

Decatur: FEMA NFHL flood zones: 11 features intersect this tile.

Effingham: FEMA NFHL flood zones: 7 features intersect this tile.

Wind

Decatur: 16/100 · Effingham: 15/100

Decatur is 1 points higher.

Decatur: Wind exposure derived from ingested design wind / climatology tiles.

Effingham: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Decatur: 54/100 · Effingham: 66/100

Effingham is 12 points higher.

Decatur: Lightning exposure derived from ingested climatology tiles.

Effingham: Lightning exposure derived from ingested climatology tiles.

Tornado

Decatur: 81/100 · Effingham: 35/100

Decatur is 46 points higher.

Decatur: Tornado risk derived from NOAA SPC historical reports.

Effingham: Tornado risk derived from NOAA SPC historical reports.

Hail

Decatur: 100/100 · Effingham: 86/100

Decatur is 14 points higher.

Decatur: Hail risk derived from NOAA SPC historical reports.

Effingham: Hail risk derived from NOAA SPC historical reports.

Storm surge

Decatur: Unavailable · Effingham: Unavailable

A score difference cannot be calculated without both sources.

Decatur: Storm surge model is not available for this location yet.

Effingham: Storm surge model is not available for this location yet.

Wildfire

Decatur: 16/100 · Effingham: 20/100

Effingham is 4 points higher.

Decatur: Wildfire exposure derived from ingested fire potential tiles.

Effingham: Wildfire exposure derived from ingested fire potential tiles.

Current air quality

Decatur: 31/100 · Effingham: 31/100

No gap.

Decatur: Air quality signal derived from the latest EPA AirNow combined AQI grid.

Effingham: Air quality signal derived from the latest EPA AirNow combined AQI grid.