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Direct answer
Is Chicago, IL safe from hail?
Chicago has elevated hail exposure. Risk is meaningful at 68/100, so planning and coverage checks are recommended.
City score
68/100
Level: elevated
State average
87/100
Same hazard across IL.
Comparison
Chicago is 19 points below the state average for this hazard.
Why this answer
Hail risk derived from NOAA SPC historical reports.
This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.
Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.
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