City vs city
Mud Lake vs Spencer, ID
Spencer currently scores 3 points higher overall than Mud Lake, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Mud Lake: 15/100 · Spencer: 18/100
Spencer is 3 points higher.
Flood
Mud Lake: Unavailable · Spencer: 0/100
A score difference cannot be calculated without both sources.
Mud Lake: Flood model is not available for this location yet.
Spencer: FEMA NFHL flood zones: 0 features intersect this tile.
Wind
Mud Lake: 14/100 · Spencer: 14/100
No gap.
Mud Lake: Wind exposure derived from ingested design wind / climatology tiles.
Spencer: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Mud Lake: 7/100 · Spencer: 10/100
Spencer is 3 points higher.
Mud Lake: Lightning exposure derived from ingested climatology tiles.
Spencer: Lightning exposure derived from ingested climatology tiles.
Tornado
Mud Lake: 15/100 · Spencer: 0/100
Mud Lake is 15 points higher.
Mud Lake: Tornado risk derived from NOAA SPC historical reports.
Spencer: Tornado risk derived from NOAA SPC historical reports.
Hail
Mud Lake: 15/100 · Spencer: 4/100
Mud Lake is 11 points higher.
Mud Lake: Hail risk derived from NOAA SPC historical reports.
Spencer: Hail risk derived from NOAA SPC historical reports.
Storm surge
Mud Lake: Unavailable · Spencer: Unavailable
A score difference cannot be calculated without both sources.
Mud Lake: Storm surge model is not available for this location yet.
Spencer: Storm surge model is not available for this location yet.
Wildfire
Mud Lake: 36/100 · Spencer: 65/100
Spencer is 29 points higher.
Mud Lake: Wildfire exposure derived from ingested fire potential tiles.
Spencer: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Mud Lake: 16/100 · Spencer: 16/100
No gap.
Mud Lake: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Spencer: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.