City vs city
Coeur d'Alene vs Spencer, ID
Coeur d'Alene currently scores 2 points higher overall than Spencer, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Coeur d'Alene: 20/100 · Spencer: 18/100
Coeur d'Alene is 2 points higher.
Flood
Coeur d'Alene: 27/100 · Spencer: 0/100
Coeur d'Alene is 27 points higher.
Coeur d'Alene: FEMA NFHL flood zones: 2 features intersect this tile.
Spencer: FEMA NFHL flood zones: 0 features intersect this tile.
Wind
Coeur d'Alene: 12/100 · Spencer: 14/100
Spencer is 2 points higher.
Coeur d'Alene: Wind exposure derived from ingested design wind / climatology tiles.
Spencer: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Coeur d'Alene: 4/100 · Spencer: 10/100
Spencer is 6 points higher.
Coeur d'Alene: Lightning exposure derived from ingested climatology tiles.
Spencer: Lightning exposure derived from ingested climatology tiles.
Tornado
Coeur d'Alene: 0/100 · Spencer: 0/100
No gap.
Coeur d'Alene: Tornado risk derived from NOAA SPC historical reports.
Spencer: Tornado risk derived from NOAA SPC historical reports.
Hail
Coeur d'Alene: 3/100 · Spencer: 4/100
Spencer is 1 points higher.
Coeur d'Alene: Hail risk derived from NOAA SPC historical reports.
Spencer: Hail risk derived from NOAA SPC historical reports.
Storm surge
Coeur d'Alene: Unavailable · Spencer: Unavailable
A score difference cannot be calculated without both sources.
Coeur d'Alene: Storm surge model is not available for this location yet.
Spencer: Storm surge model is not available for this location yet.
Wildfire
Coeur d'Alene: 61/100 · Spencer: 65/100
Spencer is 4 points higher.
Coeur d'Alene: Wildfire exposure derived from ingested fire potential tiles.
Spencer: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Coeur d'Alene: 12/100 · Spencer: 16/100
Spencer is 4 points higher.
Coeur d'Alene: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Spencer: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.